How Can I Surrender My PAN Card? I Have 2 Cards


Having multiple PAN (Permanent Account Number) cards can create confusion and complications in your financial transactions. It’s important to streamline your PAN card holdings by surrendering one of the cards if you find yourself in possession of two. This article will guide you through the process of surrendering one PAN card while retaining the other. Let’s explore the steps you need to follow, common questions, and important considerations to ensure a smooth transition.

How can I surrender my PAN card? I have 2 cards.

If you find yourself in possession of two PAN cards and need to surrender one, follow these steps to initiate the surrender process:

  1. Step 1: Determine the Active PAN Card
    • Start by identifying which PAN card you want to retain as your active card. Consider factors such as the card’s usage, validity, and ease of updating your information.
  2. Step 2: Verify the Active PAN Card
    • Ensure that the PAN card you intend to retain is the one registered and used for your financial transactions. Check if it is linked to your bank accounts, investments, and other official documents.
  3. Step 3: Gather the Necessary Documents
    • Before surrendering a PAN card, gather the following documents:
      • Identity proof (Aadhaar card, passport, driving license, etc.)
      • Address proof (Aadhaar card, passport, utility bills, etc.)
      • PAN card copies (both cards you possess)
  4. Step 4: Contact the Income Tax Department
    • Reach out to the Income Tax Department through their helpline or online portal to inform them about your intention to surrender one PAN card. Provide them with the necessary details and seek guidance on the surrender process.
  5. Step 5: Submit the Request Form
    • Obtain Form 49A, the application form for PAN card changes, from the Income Tax Department’s official website or your nearest PAN card service centre. Fill in the required details, including the PAN number you wish to surrender.
  6. Step 6: Attach Supporting Documents
    • Attach the necessary documents, as mentioned in Step 3, along with the filled application form. Ensure all the documents are self-attested and copies, not originals.
  7. Step 7: Submit the Application
    • Submit the completed application form along with the supporting documents to the designated PAN card service centre or post it to the Income Tax Department address provided on the form. Retain the acknowledgement receipt for future reference.
  8. Step 8: Await Confirmation
    • After submitting the application, the Income Tax Department will process your request. It may take a few weeks to receive confirmation of the successful surrender of your PAN card. Keep an eye on your registered email or postal address for updates.
  9. Step 9: Update Your Details
    • Once you receive confirmation of the surrendered PAN card, ensure you update your details with relevant institutions, such as banks, insurance providers, and investment platforms. Share your active PAN card details to avoid any discrepancies in future transactions.


  1. Can I surrender my PAN card online?
    • Currently, the Income Tax Department does not provide an online option for surrendering PAN cards. You need to follow the offline procedure by submitting the required form and documents.
  2. What happens if I don’t surrender one PAN card?
    • Holding multiple PAN cards is against the law, and it can lead to complications in your financial matters. It is advisable to surrender one PAN card to maintain compliance and ensure smooth transactions.
  3. Can I surrender a PAN card without a reason?
    • Yes, you can surrender a PAN card without specifying a reason. The Income Tax Department facilitates the surrender process to help individuals streamline their PAN card holdings.
  4. Do I need to pay a fee for surrendering a PAN card?
    • As of the knowledge cutoff date (September 2021), there is no specific fee mentioned for surrendering a PAN card. However, it’s advisable to check the Income Tax Department’s official website or contact their helpline for the most up-to-date information.
  5. Can I surrender a PAN card if I have pending taxes or assessments?
    • Yes, you can surrender a PAN card even if you have pending taxes or assessments. However, it’s essential to address any outstanding tax matters separately.
  6. Can I reapply for a PAN card after surrendering one?
    • Yes, if required, you can reapply for a PAN card in the future. Ensure you follow the standard application process when applying for a new PAN card.


If you find yourself in the situation of possessing two PAN cards, it’s crucial to surrender one to streamline your financial transactions and maintain compliance with the law. By following the step-by-step process outlined in this guide, you can successfully surrender one PAN card while retaining the other. Remember to update your details with relevant institutions to ensure a smooth transition. By consolidating your PAN card holdings, you can simplify your financial life and avoid any unnecessary complications.